What information do we collect?
We will not collect any personal information from you (name, telephone number and email addresses) unless you fill out a form. You may, however, visit our site anonymously.
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
; To personalize your experience
(your information helps us to better respond to your individual needs)
; To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you)
; To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs)
; To send periodic emails
The email address you provide may be used to send you information, respond to inquiries, and/or other requests or questions.
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.
Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
We use third party advertising technology to serve ads on our website(s) and on the websites where we advertise. We normally serve our advertisements by ad networks such as DoubleClick that are independent of us. Third party servers may employ cookies or action tags to measure advertising effectiveness, target advertising to individuals and for other purposes.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, service providers that are within our trusted network, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
By submitting your request you are consenting to being contacted by us or by our business partners, through any means, based on the information you provide to us, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state Do Not Call List or the Do Not Call List of any specific institution.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Childrens Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
This policy was last modified on 2/28/2014
770 The City Dr #7500
Orange Ana, CA 92868
All Online Materials on the First Choice Debt Relief site, including, without limitation, text, software, names, logos, trademarks, service marks, trade names, images, photos, illustrations, audio clips, video clips, and music are copyrighted intellectual property. All usage rights are owned and controlled by First Choice Debt Relief. You, the visitor, may download Online Materials for non-commercial, personal use only provided you 1) retain all copyright, trademark and propriety notices, 2) you make no modifications to the materials, 3) you do not use the materials in a manner that suggests an association with any of our products, services, events or brands, and 4) you do not download quantities of materials to a database, server, or personal computer for reuse for commercial purposes. You may not, however, copy, reproduce, republish, upload, post, transmit or distribute Online Materials in any way or for any other purpose unless you get our written permission first. Neither may you add, delete, distort or misrepresent any content on the First Choice Debt Relief site. Any attempts to modify any Online Material, or to defeat or circumvent our security features are prohibited.
Everything you download, any software, plus all files, all images incorporated in or generated by the software, and all data accompanying it, is considered licensed to you by First Choice Debt Relief or third-party licensers for your personal, non-commercial home use only. We do not transfer title of the software to you. That means that we retain full and complete title to the software and to all of the associated intellectual-property rights. You?re not allowed to redistribute or sell the material or to reverse-engineer, disassemble or otherwise convert it to any other form that people can use.
That means that we don?t have to treat any such submission as confidential. You can?t sue us for using ideas you submit. If we use them, or anything like them, we don?t have to pay you or anyone else for them. We will have the exclusive ownership of all present and future rights to submissions of any kind. We can use them for any purpose we deem appropriate to our First Choice Debt Relief mission, without compensating you or anyone else for them.
You acknowledge that you are responsible for any submission you make. This means that you (and not we) have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.
First Choice Debt Relief WILL NOT BE LIABLE FOR ANY DAMAGES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY OF ITS SITE.
THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR ICAURY CAUSED BY ANY:
USE OF (OR INABILITY TO USE) THE SITE
USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITE
FAILURE OF OUR SITE TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED
ERROR ON OUR SITE
OMISSION ON OUR SITE INTERRUPTION OF AVAILABILITY OF OUR SITE
DEFECT ON OUR SITE
DELAY IN OPERATION OR TRANSMISSION OF OUR SITE
COMPUTER VIRUS OR LINE FAILURE
PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:
DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR ICAURY
DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR ICAURY (KNOWN IN LEGAL TERMS AS ?CONSEQUENTIAL DAMAGES.?)
OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR ICAURY (KNOWN IN LEGAL TERMS AS ?INCIDENTAL DAMAGES.?)
WE ARE NOT LIABLE EVEN IF WE?VE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH.
EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE ?INCIDENTAL? OR ?CONSEQUENTIAL? DAMAGES. IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.
HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, ICAURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT, OR THEY?RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE AMOUNT YOU PAID IF ANYTHING TO ACCESS OUR SITE.
We sometimes provide referrals to and links to other World Wide Web sites from our site. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through our site. If in doubt, always check the Uniform Resource Locator (URL) address provided in your WWW browser to see if you are still in a First Choice Debt Relief-operated site or have moved to another site. First Choice Debt Relief is not responsible for the content or practices of third party sites that may be linked to our site. When First Choice Debt Relief provides links or references to other Web sites, no inference or assumption should be made and no representation should be inferred that First Choice Debt Relief is connected with, operates or controls these Web sites. Any approved link must not represent in any way, either explicitly or by implication, that you have received the endorsement, sponsorship or support of any First Choice Debt Relief site or endorsement, sponsorship or support of First Choice Debt Relief, including its respective employees, agents or directors.
This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all materials obtained from all First Choice Debt Relief Web site, along with all related documentation and all copies and installations. First Choice Debt Relief may terminate this agreement at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials. In addition, by providing material on our Web site, we do not in any way promise that the materials will remain available to you. And First Choice Debt Relief is entitled to terminate all or any part of any of its Web site without notice to you.
If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Orange County, CA. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
Terms & Conditions
First Choice Debt Relief provides ?The User? with access to its content, resources, tools for communication, public forums, commerce platforms, and other services through its network of websites, ?The Service?. First Choice Debt Relief provides its service to the user, subject to the following Terms of Service.
First Choice Debt Relief is not responsible for providing you access facilities or equipment (in any form) to its service. You, ?The User?, also comprehend and concur that ?The Service? may include advertisements and sponsorships and that these are necessary for First Choice Debt Relief to provide ?The Service?. You also comprehend and agree that First Choice Debt Relief makes no submission about the suitability, reliability, availability, timeliness, accuracy of the information, products, services and related graphics contained within ?The Service? for any purpose. ?The Service? is provided ?as is? without warranty of any kind. First Choice Debt Relief hereby disclaim all warranties and conditions with regard to ?The Service?.
THE SERVICE IS SUBJECT TO THE APPLICIABLE RETAINER AGREEMENTS AND LEGAL DISCLAIMER.
ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS OF SERVICE
?The Service? is provided to you, ?The User?, under the terms and conditions and any amendments thereto and any operating rules or policies that may be published from time to time by First Choice Debt Relief as part of the Terms of Service/Legal Disclaimer and related disclosures which are cumulatively included herein by reference. The First Choice Debt Relief Terms of Service comprises the entire agreement between ?The User? and First Choice Debt Relief and supersedes any prior agreements pertaining to the subject matter contained herein. BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE ?SUBMIT? BUTTON, YOU ARE AGREEING TO BE BOUND BY THE First Choice Debt Relief Terms of Service, Legal Disclaimer and applicable terms of the Retainer Agreement.
First Choice Debt Relief reserves the right to change any of the terms, conditions, and notices under which ?The Services? are offered. You are responsible for regularly reviewing these terms and conditions, including changes/modifications if any incorporated by us from time to time. Your continued use of ?The Service? constitutes your agreement to all such terms, conditions, and notices.
MODIFICATION TO ?THE SERVICE?
First Choice Debt Relief reserves the right to modify or discontinue, temporarily or permanently, ?The Service? (or any part of ?The Service?) with or without notice to ?The User? at any time and from time to time. ?The User? agrees that First Choice Debt Relief shall not be liable to ?The User? or any third party for any modification or discontinuance of the Service.
?The Service? may include e-mail services, message boards, chat areas, newsgroups, forums, communities and/or other message or communication facilities designed to enable you to communicate with others (collectively, ?Tools for Communication?). You agree to use the Tools for Communication only to post, send and receive messages and material that are proper and, when applicable, related to the particular tool for Communication. You also hereby agree that you shall not make use of ?The Service? for any commercial purpose, including reselling and/or co branding/private labeling.
As a condition of your use of ?The Service? you will not use ?The Service? for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through ?The Service?.
You agree not to use ?The Service? to: (a) Obstruct or hinder the use and enjoyment of ?The Service? by other Users; (b) Violate any applicable local, state, national, and international laws and regulations; (c) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; (d) Interfere with or disrupt ?The Service? or servers or networks connected to ?The Service?, or defy any requirements, regulations or guidelines of networks connected to ?The Service?; (e) Transmit or otherwise make available any material in connection with surveys, chain letters, junk e-mail, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages (commercial or otherwise); (f) Upload, post, e-mail, transmit or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, invasive of another?s privacy, caste related, ethnically or otherwise objectionable; (g) Upload, post, e-mail, transmit or otherwise make available any content protected by any patent, trademark, copyright or other intellectual proprietary laws unless you own or control the rights thereto or have received all necessary consents to do the same; (h) Upload files that contain viruses, worms, corrupted files or any other similar software or programs designed to disrupt, damage or limit the operation of any computer or telecommunications equipment or property of another; (i) ?Stalk? or otherwise harass other users; collect or store personal data about other users. (j) Advertise, promote or offer to sell or buy any goods or services for any business purpose unless ?The Service? specifically allows such messages or transactions. (k) Reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion, use or access of ?The Service?. (l) Violate the Fair Credit Reporting Act, the Fair Debt Collection Practices Act or any other law, (m) Conduct any activity that would aid or assist terrorism or related activity or would endanger U.S. military personnel.
First Choice Debt Relief has no obligation to observe and monitor ?The Service?. However, First Choice Debt Relief reserves the right to review materials posted and to remove any material/s. First Choice Debt Relief also reserves the right to terminate your access to any or all of ?The Services?, at any time, without notice, for any reason whatsoever.
First Choice Debt Relief reserves the right subject to attorney-client privilege to the extent applicable and to the extent the same is not waived through these provisions, at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part. These would be more applicable to the publicly accessible areas of ?The Service? that are intended to be available to the general public. For example, publicly accessible areas of ?The Service? would include message boards and chat rooms that are open to both registered users and visitors.
In view of the global nature of the World Wide Web, ?The User? understands and agrees that technical processing of tools of communication is (and may be) required to send and receive messages, to correspond/conform to the technical requirements of connecting networks, to correspond/conform to the limitations of ?The Service?, or to correspond/conform to other, similar technical requirements.
User account, password and security
As part of ?The Service?s? registration process you will provide us with current, complete and accurate information as requested by the registration form. You will then choose a user name and password. You take total responsibility for maintaining the confidentiality of your password and account. You are also entirely responsible for any and all activities that occur under your account. You agree to notify First Choice Debt Relief immediately of any unlawful/unauthorized use of your account or any other security violation. You agree to ensure that you exit from your account at the end of each session. You understand that First Choice Debt Relief will not be liable for any loss or damage in any form incurred as a result of unauthorized usage of your account, with or without your knowledge. However, you could be held liable for losses or damages incurred by First Choice Debt Relief or a third party as a result of your failure to comply with this clause. You also agree not to use anyone else?s account, at any time, without the prior permission of the account holder.
Registration information and certain other information about you are subject to our Disclaimer. For more information, see our Legal Disclaimer.
LIMITATION OF LIABILITY
You expressly understand and agree that to the extent permitted under the RPC, First Choice Debt Relief shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if First Choice Debt Relief has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the service; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the service; or (v) any other matter relating to the service.
CONTENT PROVIDED TO THE SERVICE
First Choice Debt Relief does not claim ownership of the ?content? (in the form of data, text, software, music, sound, photographs, graphics, video, messages or other materials) you provide to First Choice Debt Relief (including feedback and suggestions) or post, upload, privately transmit, input or submit to any First Choice Debt Relief site or service for review by the general public. However, by posting, uploading, or making available content or any other material, you grant First Choice Debt Relief and its affiliate sites permission to use your submission in connection with the operation of their Internet businesses, including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your submission, and to publish your name in connection with your submission.
Hours Of Operation
Monday ? Thursday 7am ? 5pm Pacific
Friday 7am ? 4pm PST
Enrollment & General Questions: Toll Free: (800) 631-5573
Fax: (888) 207-8666
Email: [email protected]
Toll Free: (800) 985-9319
First Choice Debt Relief
PO Box 10176
Santa Ana, CA 92711
Office: (Visits By Appointment Only)
770 The City Dr S STE 7500
Orange, CA 92868
First Choice Debt Relief will be closed for the following holidays:
New Year?s Day
Day after Thanksgiving