Credit card debt settlement is an effective bankruptcy alternative and getting out from under your unsecured debt load in a relatively short time – just 24 to 48 months depending on your particular situation. While it is not the perfect debt relief solution for everyone, it may be right for you if paying off your ... Read More
Credit Card Debt is becoming a problem most consumers can no longer avoid. Gone are the Home Equity Lines of Credit or Second Mortgages that people could once tap to help pay an ever increasing credit card bill. Credit Card Consolidation Loans have almost all but vanished giving the consumer less options to “Robbing Peter ... Read More
If you have a lot of credit card debt and feel like you’re never going to get out, you may have considered bankruptcy to try and resolve your debt. Maybe the fear of filing bankruptcy is keeping you in debt longer and ignoring the harsher situation… Being in credit card debt longer than you’ll pay your ... Read More
There are many reasons why good people have bad credit. Divorce, job loss, and unexpected expenses such as catastrophic medical care and major home repairs can all cause what seems like irreparable damage to even the most financially responsible people. But the damage caused by late payments, defaulted payments, and wage garnishments is nothing compared ... Read More
Credit Card Debt can sneak up on anyone and by the time you realize it, you might be in over your head. The good news is there are debt relief programs that can get you through these challenging times. Most people refer to these types of services as a Debt Consolidation Program, but this usually refers to a ... Read More
You have multiple credit cards, bills, car and house loans, but it’d be so much easier consolidating your credit card debt into one monthly payment. You could also pay off your credit card debt faster by consolidating them. First, you need to decide which credit card debt relief program is right for your situation. Most of them ... Read More
Did you cringe when you read “bankruptcy”? It’s ok because you’re not alone and many who are looking for debt relief programs want to avoid bankruptcy unless it’s absolutely necessary. For some, bankruptcy can be a blessing in disguise. And for others, it’s a complete emotional nightmare with long lasting and sometimes permanent effects. If you need ... Read More
Do you feel that most of your monthly credit card payments are going to unfair and high interest rates? You are definitely not alone! If you are one of many who called their creditors asking for a lower interest rate and was denied, credit counseling may be an option. What is Credit Counseling? Consumer Credit ... Read More