First Choice Debt Relief is now a member of the American Fair Credit Council.
Which Debt Relief Programs Make Sense For You?
If you're looking for credit card debt relief, there are several debt relief programs that may be able to help you. These programs are usually considered bankruptcy alternatives because they can help you get out of debt without having to file bankruptcy. Some debt relief programs can even provide you with payments that are lower than your minimum payments.
The main credit card debt relief programs are:
What Is A Credit Card Debt Settlement Program?
A Credit Card Debt Settlement Program is often referred to as debt negotiation, debt reduction, debt resolution or simply, debt settlement. It's a form of credit card debt relief that reduces the principal balance on your credit card debt by negotiating with your credit card companies.
Once your credit card debt is negotiated, the creditor will send a debt settlement letter indicating that the debt has been reduced and considered settle once the renegotiated payment is made.
Those enrolled in a credit card debt settlement program that make all of their program payments are usually able to save a considerable amount. Not only can you save off the principal balance, but the amount of time it takes to pay off your debt is dramatically reduced.
You can use a Credit Card Debt Calculator to compare how long and how much it will take to pay off your credit card debt using the different debt relief programs or by making the minimum payments.
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About First Choice Debt Relief:
We offer the best debt relief programs. And they're completely backed by our 100% Money Back Guarantee. Our Programs are Performance Driven so you never pay a fee until you get the savings. Call us for a Free quote at 800-631-5573.